Divider
Content Divider

Lower Keys Waterfront Homes for Sale, Single Family Houses, Open Water, Ocean and Bay / Gulf Views

Waterfront properties in the Lower Keys highlight the natural beauty that the area is known for.  Whether oceanfront Lower Keys homes or bayfront Lower Keys houses, these Florida Keys properties provide unparalleled views of rolling waves, swaying palm trees, and tranquil open water.  Spectacular Lower Keys waterfront homes can be found from Big Pine Key to Key West.  View all waterfront listings in the Lower Keys by browsing the Florida Keys MLS.

Total Listings 162
Order By:

$310,000
Big Pine Key
Cahill Pines & Palms   - MM: 30.00
3 Bed, 3 Baths, 1,320 SqFt Days Listed: 83
PreConstructi - Active - Waterfront Yes
Side of Island: Ocean - Dockage: n/a

The price is for the lot AND permit. Pre-construction showing a picture of the modular that is permitted. Make your changes now before price increases with work conducted OR purchase the property with the permit and finish it on your own. *Approved ROGO Allocation and Active Building Permit as of February 25, 2025. Building permit is ready to be picked up. Permit number: SFDUP-2023-0113 is approved for a 1,320sq ft 180mph wind rated 3 bedroom 2 bathroom modular column raised Green Building Home with back porch and closed downstairs storage room. Central air and heat, metal roof, Hardi-board exterior siding and hurricane windows. Affinity Model ABS 2180.Enjoy the swimming canal with a floating dock and no need for additional dock permits. Includes a 1-year Manufacturer Warranty.Buyer to verify all details.

$419,000
Big Pine Key
Sands Subdivision   - MM: 31.00
1 Bed, 1 Baths, 441 SqFt Days Listed: 204
-16.03% ($80,000) 3 Price Changes : Last Change 2 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Concrete

Per Seller: Boaters Paradise! 3 minutes to open water with the ability to dock almost any big boat or multiple boats here! 50 of sea wall and there is 25x50 feet of owned sea bed so the potential to moor boats here is amazing. Huge catamaran sail boat or multiple center consoles backed in. Would be a great base for a fishing charter. This is a cozy, solid built home, not a manufactured or mobile home. No HOAs and save on insurance! Many parks and trails nearby. Wonderful, very quiet community and great neighbors. Come see what Big Pine has to offer: fishing, lobstering, kayak 10 minutes to sand bar from your house and watch turtles and dolphins! See manatees, endangered key deer and a variety of bird species. Amazing place to live! Make the most of Keys living! There is plenty of space for storage with a shed and place to park for a RV, boat trailer or multiple vehicles. Charming outdoor area for lounging and entertaining. Relax with a line in the water. Efficient and well equipped kitchen. Bathroom with shower and washer/dryer, on-demand water heater. Everything you need and nothing that you dont. Buy now with the ability to build in the future.

$425,000
Cudjoe Key
Venture Out   - MM: 23.00
2 Bed, 2 Baths, 675 SqFt Days Listed: 195
-5.35% ($24,000) 1 Price Change : Last Change 76 Days Ago
Mobile Home - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 23ft.Concrete

Welcome to a slice of paradise tucked away in the gated community of Venture Out on Cudjoe Key, where your dream of coastal living becomes a reality. This charming 2-bedroom, 1.5-bathroom home invites you to embrace the tropical lifestyle, offering the perfect blend of comfort and tranquility. The interior of this cozy residence is thoughtfully furnished, ensuring you can start enjoying your new home immediately. Each room exudes a sense of relaxation, with natural light through the windows and sliding glass doors. Step outside to your 23 dock making it convenient to jump on your boat for a day out on the water. Venture Out offers an impressive array of amenities that cater to both full-time residents and visitors looking for a getaway. Enjoy the luxury of a heated pool that overlooks the ocean, a perfect spot to unwind. For those with a passion for sports and outdoor activities, Venture Out doesnt disappoint. Engage in a friendly game of pickleball, basketball, or bocce ball on the courts designed for recreation and connection. Venture Out is not only a community, but also a lifestyle. New water heater recently installed.

$425,000
Big Pine Key
Tropical Bay   - MM: 30.50
2 Bed, 2 Baths, 654 SqFt Days Listed: 270
-5.56% ($25,000) 1 Price Change : Last Change 2 Days Ago
Half Duplex - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: 37ft.Concrete

Nestled at the end of a peaceful dead-end street, this well maintained 2-bedroom, 1-bath home offers both privacy and serene water views. The property backs onto a picturesque canal that is fully maintained by the HOA, ensuring a low-maintenance outdoor lifestyle.Outside, enjoy the tranquil canal from your backyard, ideal for morning coffee or evening sunsets. Located in a family-friendly community, this home offers easy access to Bogie Channel, local amenities, parks, and the loveable Key Deer. This is a rare opportunity to own a piece of paradise and quiet waterfront living.

$489,000
Little Torch Key
Coral Shores Estates   - MM: 28.00
2 Bed, 2 Baths, 1,056 SqFt Days Listed: 21
Mobile Home - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: n/a

Welcome to your dream retreat by the sea! This beautifully renovated 2/2 offers the perfect blend of classic coastal charm and modern upgrades. Recently renovated with a new roof (2021), new doors and windows (2000), new AC units and updated paint throughout. This home is located in a serene waterfront community with an unlimited free-access boat launch located only minutes from the house. Enjoy scenic views and sea breezes from the covered porch, dock or large landscaped yard. Enjoy the peaceful surroundings without the upkeep of boat traffic. Step inside to discover a light-filled open-concept living space complete with an open kitchen and living area that is perfect for entertaining. The spacious master bedroom offers a private ensuite bath. The second bedroom is perfect for guests or could be used as a home office. This home is move-in ready and ideal as a year-round residence , weekend getaway, or income-producing vacation rental. Dont miss your chance to own a slice of coastal paradise. Priced to sell!

$539,000
Big Pine Key
Eden Pines Colony   - MM: 29.00
2 Bed, 2 Baths, 1,020 SqFt Days Listed: 231
-22.89% ($160,000) 5 Price Changes : Last Change 2 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Boat Slip

Nestled within the peaceful surroundings of the Key Deer Refuge, this charming 2 bedroom, 1 bathroom canal-front home offers a unique blend of nature, privacy, and easy access to water adventures. The homes inviting, light-filled interior embraces the essence of a classic Keys residence, with spacious, well-designed rooms. The open living area, filled with natural light from large windows, seamlessly connects to the kitchen, creating a warm, welcoming space perfect for both entertaining and quiet relaxation. Tropical light filters through every corner, framing serene canal and garden views that enhance the homes tranquil ambiance. Each bedroom offers ample space for rest and rejuvenation, while a bonus room provides flexible options as a cozy home office, additional storage, or hobby space. For those who love the water, this property is a true paradise. A private on-site boat ramp allows for convenient small-vessel access, while a larger neighborhood boat ramp around the corner provides even more options for boaters. Just minutes from open water, the home is ideally situated for enjoying the Keys renowned fishing, snorkeling, and diving. The neighborhood is equally appealing, combining a quiet setting with access to all essential conveniences. Nearby, youll find local shopping, popular restaurants, and vibrant bars, plus the Big Pine Community Park for outdoor recreation. The Key Deer Refuge across the street creates a natural buffer, adding privacy, preserving the local beauty, and offering occasional sightings of the charming Key Deer.This home perfectly balances a tranquil, island lifestyle with modern comforts, making it an ideal place for anyone seeking the best of Florida Keys living.

$569,000
Cudjoe Key
Cutthroat Harbor Estates   - MM: 23.00
3 Bed, 3 Baths, 1,056 SqFt Days Listed: 5
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: Other DockageCut/Nat

Waterfront Fixer-Upper with Endless Potential in Cudjoe Key!📍 134 Tortuga Ln, Cudjoe Key, FL 33042Embrace the opportunity to transform this waterfront gem into your Florida Keys dream retreat! Nestled in the desirable community behind the famous Square Grouper Restaurant this property offers direct boating access to the Atlantic Ocean--no bridges, no hassle, just open water in mere minutes.Situated on a spacious canal-front lot, this home is a blank canvas for creative visionaries or savvy investors. The structure offers a solid footprint with stilted concrete columns in excellent condition, ample square footage and room to reimagine the layout to suit your style. The potential here is undeniable. Renovate or start from scratch, either way you cannot lose with this gorgeous Old Keys lot and location!Property Highlights:🛏️ 3 Bedrooms | 🛁 2 Bathrooms 🌊 Deepwater canal with 3 ft draft in Bay and channel for quick ocean water access🚤 60 natural rock seawall 🛠️ Home needs renovation - ideal for buyer wanting to create their own space with all new touches and finishes🌴 Spacious yard with tropical and mature gorgeous palms and vegetation, and room for a pool🏝️ Quiet neighborhood with beautiful homes and a private, relaxed atmosphereWhether youre seeking a peaceful island getaway or a project with serious upside, 134 Tortuga Ln offers the location, waterfront access, and vision-ready structure to make your Florida Keys real estate dreams come true.📞 Call today to schedule a private tour and explore the possibilities!

$599,999
Big Pine Key
Doctors Arm   - MM: 30.50
3 Bed, 3 Baths, 1,080 SqFt Days Listed: 75
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Davits,Other Dockage

Updated adorable 3 bedroom, 1 bath canal-front home situated in the desirable Doctors Arm neighborhood of Big Pine Key. Enjoy direct, bridge-free access to open water. The property includes approval for a boat lift by the Dept of the Army Corp of Engineers, which can be transferred to the new owner.This home has been tastefully updated, featuring stainless steel appliances, newer electric service, an on-demand hot water heater, impact-resistant windows and doors, and a durable metal roof. The interior is bright and welcoming. Just inside the front door is a nice sized area that would be a perfect TV room along with one bedroom. Just up a few steps to the upper level is more living space with room for a dining table. Just down the hall are two bedrooms and a full updated bathroom.The spacious backyard boasts a spacious deck with an outdoor shower, offering ample space for a pool and plenty of room to relax or entertain.

$645,000
Cudjoe Key
Venture Out   - MM: 23.00
2 Bed, 2 Baths, 861 SqFt Days Listed: 267
-14.00% ($105,000) 4 Price Changes : Last Change 11 Days Ago
Mobile Home - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 44ft.Concrete

Affordable piece of paradise! Move in ready, open concept, bright and airy, and freshly painted interior! This 2 bedroom 2 bath home is so spacious youll be amazed. It has a very large kitchen and living area that looks out over the canal, with sliding glass doors out on to the newly painted deck. Minisplits in each room that cool, heat and dehumidify! Plus, a 5 stage reverse osmosis water purifier! There is 44 ft of concrete dockage, very generous for this community, and lots of storage underneath the house for all your boating and fishing gear. A large pool, hot tub, and tons of community activities are just a few of the amenities Venture Out has to offer its residents.

$699,000
Big Pine Key
Doctors Arm   - MM: 30.50
2 Bed, 2 Baths, 672 SqFt Days Listed: 51
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: None

Updated cottage with all the necessities you need with minimal maintenance. This CBS home has a newer metal roof, mini split A/c, updated kitchen on 3 lots only a very short ride to Boggie Channel, the only market channel to the Atlantic and Gulf. This is a great opportunity for boaters and naturalist as this is only a short walk or kayak to No Name Key and surrounding waters and nature trails. Large 280 square foot utility building with workshop. A short walk to the No Name Pub, a Keys historic watering hole. Dont miss your opportunity for this 15000 square foot, 3 lot parcel with a lovely concrete home.

$699,000
Big Pine Key
Port Pine Heights   - MM: 29.00
2 Bed, 2 Baths, 912 SqFt Days Listed: 17
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: n/a

Enjoy canal-front living in peaceful Port Pine Heights, where youre sure to see the diminutive key deer roaming daily. This 2BD/2BA home on a 7,963 sq. ft. corner lot is just two canals away from open water leading to calm, backcountry waters and the Content Keys, as well as the Atlantic for offshore activities. The interior is light and bright with a slight cathedral ceiling; the kitchen and bathrooms are updated, new impact-resistant windows and doors have been installed, and the staircase and entry porch were recently replaced. The large, covered porch is a wonderful spot for relaxing and marveling at the evening sky. The wood dock needs attention, which is reflected in the list price. Located on the open water and offering ever-changing sunsets is the Port Pine Heights Park on Joyce Rd. for owners and residents, a short walk away. Whether youre looking for a 2nd home or planning to become a Keys local, this is an excellent opportunity to purchase a canal-front home under $700,000.

$699,000
Big Pine Key
Eden Pines Colony   - MM: 29.00
3 Bed, 3 Baths, 1,039 SqFt Days Listed: 152
-10.72% ($83,900) 2 Price Changes : Last Change 2 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Fixed BridgeCut/Natu

SITUATED ON A 50 FT. WIDE CANAL, this updated 3 bedroom / 2 bath home offers very good boat access to Pine Channel, the Atlantic and back country. The great room is bright and airy with a cathedral ceiling, south facing picture window and French doors that lead to the covered porch overlooking the canal. Updates include impact-resistant windows and doors, new stainless steel kitchen appliances, recent vinyl plank flooring and vanities; 2018 metal roof; the water heater is less than a year old. The 5,000 sq. ft. lot offers 50 ft. of canal-frontage and the nearby public boat ramp couldnt be more convenient! Eden Pines Colony is a friendly neighborhood where the Key deer roam and bike paths, shopping, parks, banks and more are within easy reach on the island.

$700,000
Cudjoe Key
Cutthroat Harbor Estates   - MM: 23.00
2 Bed, 2 Baths, 1,120 SqFt Days Listed: 230
-12.39% ($99,000) 2 Price Changes : Last Change 14 Days Ago
Single Family - Contingent - Waterfront Yes
Side of Island: Ocean - Dockage: 62ft.

Coastal Paradise: 2-Bedroom, 2-Bath Canal-Front Home with Direct Ocean AccessThis stunning 2-bedroom, 2-bath home offers the ultimate canal-front lifestyle, minutes from open water with no bridges to navigate, perfect for boating enthusiasts. Located on the coveted Oceanside, the property features a spacious 60-foot dock ready for your vessel, offering convenient and quick access to the ocean.Inside, the open-concept living area invites relaxation, with natural light pouring in and serene water views. Enjoy seamless indoor-outdoor living with two screened patios--ideal for entertaining, morning coffee, or evening sunsets. A 2-car garage provides ample storage for vehicles and gear, enhancing both convenience and security.Move-in ready and primed for your personal touch, this home is a rare gem in a prime location. Dont miss your chance to own a slice of waterfront paradise!

$719,000
Big Pine Key
Eden Pines Colony   - MM: 29.00
3 Bed, 3 Baths, 1,353 SqFt Days Listed: 209
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: 50ft.Concrete

This 3BR spacious canal front home with quick open water access is nestled at the end of a quiet dead-end street. Amidst lush vegetation, this property offers the ultimate sanctuary for those seeking privacy and a connection to the Keys lifestyle. 50ft concrete seawall with 10,000lb boat lift. This home boasts an inviting shaded deck creating the perfect outdoor space for relaxation and entertainment. The homes interior layout boasts almost 1400sqft, including 3 spacious bedrooms, 2 bathrooms, and a bonus room that could be used as an office, workout area, or Florida room. 30AMP hook up.

$720,000
Big Pine Key
Cahill Pines & Palms   - MM: 30.00
3 Bed, 3 Baths, 1,410 SqFt Days Listed: 15
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: Other Dockage

Discover your own tropical paradise at this beautifully updated 3-bedroom, 2-bath retreat nestled in the heart of Big Pine Key. Surrounded by lush landscaping and island breezes, this home is made for relaxing and reconnecting with nature.Soaring vaulted ceilings and impact-rated windows and doors create a bright, airy interior, while the metal roof adds peace of mind for coastal living. The spacious main-level deck is perfect for open-air dining or lounging under the palms.Upstairs, two bedrooms each open to their own private patios--ideal for sipping your morning coffee or enjoying peaceful sunset views. Out back, the tropically landscaped yard feels like a private resort, complete with a plugged canal where you can launch your kayak or paddleboard for an afternoon adventure.Additional features include a handy backyard shed, a charming garden area, and a versatile 323 sq ft downstairs enclosure--perfect for storage, a workshop, or bonus space. Whether youre entertaining or simply enjoying the quiet, the outdoor living space here is unbeatable.Live the island life the way it was meant to be--easy, breezy, and beautifully yours.

$725,000
Big Pine Key
Tropical Bay   - MM: 30.50
2 Bed, 2 Baths, 1,008 SqFt Days Listed: 401
-12.12% ($100,000) 4 Price Changes : Last Change 27 Days Ago
Single Family - Contingent - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Davits188ft.

Welcome to our cozy retreat nestled on Big Pine Key. This charming two bedroom one bath cottage offers a tranquil escape on a DOUBLE LOT fenced, providing privacy and security. Enjoy the picturesque waterfront views from your own back yard. Florida room with large impact windows to capture the water views. Impact windows through out. Approximately 273 feet of concrete seawall with davits, Small garage for extra storage. Property is also 100 % handicap accessible. This home is your gateway to laidback island living. Make offer!!

$735,000
Big Pine Key
Eden Pines Colony   - MM: 29.00
2 Bed, 2 Baths, 1,056 SqFt Days Listed: 255
-8.01% ($64,000) 2 Price Changes : Last Change 95 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: n/a

Freshly remodeled waterfront home! Located in a lovely neighborhood with a boat ramp right around the corner! Exterior of property has open parking as well as covered parking for multiple vehicles. Below home is surrounded by lattice to give additional shade and privacy. So much potential downstairs for outdoor entertainment.The main living area has gone through a full renovation. Kitchen boast sleek quartz countertops and newly installed cabinets and backsplash. Both bathrooms have been upgraded. Gorgeous high end tiling in shower and floor, accompanied by new vanities. Throughout the house is luxury plank vinyl flooring and crown molding to make this home shine even more. Off main living area is an expansive back deck for relaxation. Local grocery store, dog park, and food/beverage only minutes away! Like what you see? Call today!

$775,000
Big Pine Key
Ross Haven   - MM: 31.00
2 Bed, 2 Baths, 912 SqFt Days Listed: 83
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: DavitsConcrete

Welcome to your slice of paradise in the beautiful Florida Keys! This 2-bedroom, 2-bathroom canal-front home is perfectly situated in Big Pine Key, offering direct access to the renowned Bogie Channel and some of the best boating in the area. Enjoy nice views of the open water.Enjoy 50 feet of concrete seawall, complete with boat davits, making it easy to launch and dock your vessel. The screened porch provides the perfect spot to relax and take in the partial open water views, while gentle sea breezes flow through. A cargo lift makes transporting supplies effortless, and additional storage ensures plenty of room for all your gear.Surrounded by the natural beauty of Key Deer Refuge and just minutes from Bahia Honda State Park, this home offers a serene yet adventure-filled lifestyle. Whether youre fishing, diving, or simply soaking up the laid-back Keys atmosphere, this is the ideal waterfront retreat.Dont miss this rare opportunity--schedule your private showing today!

$775,000
Little Torch Key
Mates Beach   - MM: 28.50
2 Bed, 2 Baths, 848 SqFt Days Listed: 23
Single Family - Contingent - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: n/a

640 Carolyn Avenue is a modern coastal retreat designed for comfort, privacy, and effortless outdoor living. Built-in 2021, this 4-year-old Affinity modular home blends high-quality construction with thoughtful design for the carefree lifestyle that defines island living.Set on an oversized canal-front lot with a 320 sq ft composite dock and fish cleaning station, this 2BD/2BA home invites you to enjoy the best of the Florida Keys with ease and peace of mind.Step inside to a light-filled interior featuring vinyl plank flooring, modern lighting, and an open-concept layout ideal for relaxed living or entertaining. The kitchen showcases granite countertops, a distressed wooden bar counter, and a Whirlpool stainless steel appliance suite. Impact-rated windows and doors enhance natural light while providing superior hurricane protection.The private primary suite includes a large walk-in closet with built-ins and a spa-like bath with a glass-enclosed shower and ample storage. The second bedroom is ideal for guests or a home office and is served by a stylish second bath with a tub-shower combo.Step out onto the composite deck overlooking the canal, surrounded by native landscaping and mature trees--perfect for morning coffee or sunset cocktails.With Hardie board siding, a metal roof, elevated construction, and a dedicated laundry room, this home is designed for durability and ease. Ample off-street parking and low-maintenance finishes complete the package.Whether youre launching a boat or unwinding under the stars, this turnkey property offers the best of Florida Keys living.

$799,000
Big Pine Key
Port Pine Heights   - MM: 29.00
2 Bed, 2 Baths, 1,008 SqFt Days Listed: 4
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: None

Canal-Front Paradise in the Heart of the National Key Deer RefugeBig Pine Key, FloridaWelcome to your serene island escape! Nestled in the heart of the National Key Deer Refuge, this beautifully renovated two-bedroom, two-bath stilt home offers the perfect blend of modern comfort and natural beauty.Property Highlights:Canal-Front Property with ample space for a dock -- ideal for boating enthusiasts and water lovers.Fully renovated with tasteful, high-end updates throughout.Fully tiled home, including the spacious outdoor patio -- perfect for seamless indoor/outdoor living in the Keys.Gourmet kitchen featuring high-end appliances and thoughtful, modern finishes.Cozy fireplace to complement your evening gatherings.Fully furnished, including all televisions -- simply bring your suitcase and start living the Keys lifestyle.Bonus storage shed underneath for all your tools, gear, and water toys.Surrounded by miles of nature trails, right outside your door -- a paradise for hikers, birdwatchers, and wildlife enthusiasts. The famous Key Deer are plentiful in this area.Whether youre looking for a full-time residence, a seasonal escape, or a lucrative rental property, this property offers it all in one of the most unique and tranquil settings in the Florida Keys.Dont miss the chance to own a piece of paradise where nature meets luxury.

The information being provided by the Florida Keys MLS is exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Data last updated on 06-14-2025.
Back To TopMore Info
Terms / Privacy / Accessibility ADA