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Florida Keys Waterfront Homes for Sale, Single Family Houses, Open Water, Ocean and Bay / Gulf Views

Are you looking for a waterfront house for sale in the Florida Keys?  Living in the Florida Keys is all about the water - with the culture and the real estate revolving around the bay and the ocean.  Whether you have a boat or not, living on the water is the best way to take advantage of the best of the Keys.  From the beautiful sunsets and stunning views, to easy fishing and boating access, owning real estate on the water is the best bet when living in the Keys. 

Waterfront homes for sale in the Florida Keys are often the most highly in demand in the market, with a variety of housing types available either directly on the water, or with stunning water views.  Often the biggest distinction, and the biggest decision when looking for waterfront real estate in the Keys is between living on the bay side or the ocean side of the islands.  Your boating or fishing preferences will often dictate which you favor.  Another option for a Florida Keys waterfront home is living on one of the many inlets and canals that can be found throughout the islands.  These are often more cost effective, and often offer direct access to either the ocean or the bay.  If you own a boat, another thing to consider is the distance you are willing to live from the cuts - canals that offer access to the other side of the island, either the bay or the ocean, as this is frequently one of the most important real estate considerations for boating enthusiasts.

Wherever you choose in the Keys, if you are living on the water, you will be able to fully appreciate all that the Florida Keys has to offer.

Total Listings 671
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$310,000
Big Pine Key
Cahill Pines & Palms   - MM: 30.00
3 Bed, 3 Baths, 1,320 SqFt Days Listed: 71
PreConstructi - Active - Waterfront Yes
Side of Island: Ocean - Dockage: n/a

The price is for the lot AND permit. Pre-construction showing a picture of the modular that is permitted. Make your changes now before price increases with work conducted OR purchase the property with the permit and finish it on your own. *Approved ROGO Allocation and Active Building Permit as of February 25, 2025. Building permit is ready to be picked up. Permit number: SFDUP-2023-0113 is approved for a 1,320sq ft 180mph wind rated 3 bedroom 2 bathroom modular column raised Green Building Home with back porch and closed downstairs storage room. Central air and heat, metal roof, Hardi-board exterior siding and hurricane windows. Affinity Model ABS 2180.Enjoy the swimming canal with a floating dock and no need for additional dock permits. Includes a 1-year Manufacturer Warranty.Buyer to verify all details.

$419,000
Big Pine Key
Sands Subdivision   - MM: 31.00
1 Bed, 1 Baths, 441 SqFt Days Listed: 192
-16.03% ($80,000) 3 Price Changes : Last Change 2 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Concrete

Per Seller: Boaters Paradise! 3 minutes to open water with the ability to dock almost any big boat or multiple boats here! 50 of sea wall and there is 25x50 feet of owned sea bed so the potential to moor boats here is amazing. Huge catamaran sail boat or multiple center consoles backed in. Would be a great base for a fishing charter. This is a cozy, solid built home, not a manufactured or mobile home. No HOAs and save on insurance! Many parks and trails nearby. Wonderful, very quiet community and great neighbors. Come see what Big Pine has to offer: fishing, lobstering, kayak 10 minutes to sand bar from your house and watch turtles and dolphins! See manatees, endangered key deer and a variety of bird species. Amazing place to live! Make the most of Keys living! There is plenty of space for storage with a shed and place to park for a RV, boat trailer or multiple vehicles. Charming outdoor area for lounging and entertaining. Relax with a line in the water. Efficient and well equipped kitchen. Bathroom with shower and washer/dryer, on-demand water heater. Everything you need and nothing that you dont. Buy now with the ability to build in the future.

$425,000
Cudjoe Key
Venture Out   - MM: 23.00
2 Bed, 2 Baths, 675 SqFt Days Listed: 183
-5.35% ($24,000) 1 Price Change : Last Change 76 Days Ago
Mobile Home - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 23ft.Concrete

Welcome to a slice of paradise tucked away in the gated community of Venture Out on Cudjoe Key, where your dream of coastal living becomes a reality. This charming 2-bedroom, 1.5-bathroom home invites you to embrace the tropical lifestyle, offering the perfect blend of comfort and tranquility. The interior of this cozy residence is thoughtfully furnished, ensuring you can start enjoying your new home immediately. Each room exudes a sense of relaxation, with natural light through the windows and sliding glass doors. Step outside to your 23 dock making it convenient to jump on your boat for a day out on the water. Venture Out offers an impressive array of amenities that cater to both full-time residents and visitors looking for a getaway. Enjoy the luxury of a heated pool that overlooks the ocean, a perfect spot to unwind. For those with a passion for sports and outdoor activities, Venture Out doesnt disappoint. Engage in a friendly game of pickleball, basketball, or bocce ball on the courts designed for recreation and connection. Venture Out is not only a community, but also a lifestyle. New water heater recently installed.

$425,000
Big Pine Key
Tropical Bay   - MM: 30.50
2 Bed, 2 Baths, 654 SqFt Days Listed: 258
-5.56% ($25,000) 1 Price Change : Last Change 2 Days Ago
Half Duplex - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: 37ft.Concrete

Nestled at the end of a peaceful dead-end street, this well maintained 2-bedroom, 1-bath home offers both privacy and serene water views. The property backs onto a picturesque canal that is fully maintained by the HOA, ensuring a low-maintenance outdoor lifestyle.Outside, enjoy the tranquil canal from your backyard, ideal for morning coffee or evening sunsets. Located in a family-friendly community, this home offers easy access to Bogie Channel, local amenities, parks, and the loveable Key Deer. This is a rare opportunity to own a piece of paradise and quiet waterfront living.

$449,000
Key Colony
Coury Subdivision   - MM: 53.50
5 Bed, 5 Baths, 3,545 SqFt Days Listed: 50
Fractional Ow - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 30ft.

New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home by Pacaso. Blue skies and coastal waterways await at Sunset Park. This Key Colony Beach waterfront home offers direct access to both the Gulf of Mexico and the Atlantic. Located less than an hour from the Key West airport, its a turnkey retreat in an ideal setting.Set within a gated community, Sunset Park offers a peaceful environment with nearby amenities. Explore the area by bike or enjoy the Pickleball and Tennis courts just minutes from the property.From the great room, sliding doors open to a large covered outdoor kitchen and dining area, plus an east-facing pool and patio. Inside, the gourmet kitchen is outfitted with Thermador appliances, a generous island, and ample counter space. The upstairs family room includes a wet bar and access to a balcony with canal views. The primary suite features a spa-like en suite with dual vanities, a soaking tub, and tiled shower. Four additional bedrooms and bathrooms offer plenty of space for guests. The home comes furnished and professionally decorated.

$475,000
Lower Matecumbe
White Marlin Beach   - MM: 74.50
5 Bed, 5 Baths, 2,900 SqFt Days Listed: 40
Fractional Ow - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: 55ft.Cut/Natural

New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home by Pacaso. Tucked within the coveted White Marlin Beach enclave, this canal-front retreat captures the essence of refined Florida Keys living. Framed by swaying palms and a gracious front entry, the 5-bedroom, 3.5-bathroom residence offers a seamless blend of comfort and coastal elegance.The open-concept main level is bathed in natural light, with soaring ceilings, oversized windows, and glass doors that connect the living area to the private pool and tranquil canal beyond. A bright, gourmet kitchen anchors the space with JennAir appliances, dual sinks, and generous cabinetry--ideal for effortless entertaining. A bay window in the dining area frames serene views of the pool.The main-floor primary suite features a custom walk-in closet and direct access to the patio and pool. Upstairs, a second spacious bedroom offers a large closet and a Jack-and-Jill bath shared with an adjoining guest room. Two additional bedrooms provide ample accommodations for family and guests. The home comes fully furnished and professionally decorated.

$489,000
Little Torch Key
Coral Shores Estates   - MM: 28.00
2 Bed, 2 Baths, 1,056 SqFt Days Listed: 9
Mobile Home - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: n/a

Welcome to your dream retreat by the sea! This beautifully renovated 2/2 offers the perfect blend of classic coastal charm and modern upgrades. Recently renovated with a new roof (2021), new doors and windows (2000), new AC units and updated paint throughout. This home is located in a serene waterfront community with an unlimited free-access boat launch located only minutes from the house. Enjoy scenic views and sea breezes from the covered porch, dock or large landscaped yard. Enjoy the peaceful surroundings without the upkeep of boat traffic. Step inside to discover a light-filled open-concept living space complete with an open kitchen and living area that is perfect for entertaining. The spacious master bedroom offers a private ensuite bath. The second bedroom is perfect for guests or could be used as a home office. This home is move-in ready and ideal as a year-round residence , weekend getaway, or income-producing vacation rental. Dont miss your chance to own a slice of coastal paradise. Priced to sell!

$499,000
Key Colony
Coury Subdivision   - MM: 53.50
5 Bed, 5 Baths, 3,545 SqFt Days Listed: 74
Fractional Ow - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 30ft.

Own 1/8 of this professionally managed, turnkey waterfront retreat in Key Colony Beach--The Gem of the Florida Keys--at a fraction of the cost! This is not a timeshare, but true real estate ownership, allowing you to enjoy luxury homeownership in the Keys with hassle-free management.Surrounded by pristine waterways, this newly constructed 2021 home sits on a prime 80 ft wide waterfront lot and offers direct boating access to both the Gulf and the Atlantic Ocean. A 30-foot private dock awaits out back--ideal for your boats, jet skis, paddleboards, or launching into the open water for a day of fishing and fun.After a day on the water, relax in your concrete in-ground pool, perfectly positioned on the east-facing patio for shaded afternoons. The expansive covered outdoor kitchen and dining area create a seamless indoor-outdoor lifestyle, perfect for entertaining or simply unwinding in style.Inside, the open-concept great room connects effortlessly to the gourmet kitchen, a chefs dream with premium Thermador appliances, a large island, and ample counter space. Upstairs, a cozy family room with wet bar opens to a private balcony overlooking the peaceful canal.The primary suite offers a spa-like retreat with a dual sink vanity, soaking tub, and tiled walk-in shower. With four additional bedrooms and bathrooms, theres plenty of room for family and guests to enjoy in comfort.Fully furnished and professionally decorated, this luxury home is maintained by a dedicated management team--providing the ultimate in stress-free ownership. Whether youre looking for a second home or a smart vacation rental investment, your waterfront paradise is waiting. Schedule your private tour today!

$539,000
Big Pine Key
Eden Pines Colony   - MM: 29.00
2 Bed, 2 Baths, 1,020 SqFt Days Listed: 219
-22.89% ($160,000) 5 Price Changes : Last Change 2 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Boat Slip

Nestled within the peaceful surroundings of the Key Deer Refuge, this charming 2 bedroom, 1 bathroom canal-front home offers a unique blend of nature, privacy, and easy access to water adventures. The homes inviting, light-filled interior embraces the essence of a classic Keys residence, with spacious, well-designed rooms. The open living area, filled with natural light from large windows, seamlessly connects to the kitchen, creating a warm, welcoming space perfect for both entertaining and quiet relaxation. Tropical light filters through every corner, framing serene canal and garden views that enhance the homes tranquil ambiance. Each bedroom offers ample space for rest and rejuvenation, while a bonus room provides flexible options as a cozy home office, additional storage, or hobby space. For those who love the water, this property is a true paradise. A private on-site boat ramp allows for convenient small-vessel access, while a larger neighborhood boat ramp around the corner provides even more options for boaters. Just minutes from open water, the home is ideally situated for enjoying the Keys renowned fishing, snorkeling, and diving. The neighborhood is equally appealing, combining a quiet setting with access to all essential conveniences. Nearby, youll find local shopping, popular restaurants, and vibrant bars, plus the Big Pine Community Park for outdoor recreation. The Key Deer Refuge across the street creates a natural buffer, adding privacy, preserving the local beauty, and offering occasional sightings of the charming Key Deer.This home perfectly balances a tranquil, island lifestyle with modern comforts, making it an ideal place for anyone seeking the best of Florida Keys living.

$549,000
Key Colony
Cay Condo   - MM: 53.50
2 Bed, 2 Baths, 1,475 SqFt Days Listed: 25
Condo - Active - Waterfront Yes
Side of Island: Ocean - Dockage: None

Island Living Made Easy! Just steps from the ocean and a private white sand beach, this fully furnished, rental ready townhouse-style condo offers spacious living and partial ocean views. Enjoy resort-like amenities including a heated pool, beachfront tiki, oceanfront clubhouse, and sunset deck. Newer impact windows and doors keep this elevated condo quiet and cool year round, its generously proportioned interior is open and lives like a single family home with both sizable bedrooms & renovated full baths tucked away upstairs. Its central Key Colony Beach location allows for easy walks or bikes rides to restaurants, golf, tennis, parks, and more!

$550,000
Marathon
Keys Rv/mobile Home Condomini   - MM: 50.50
2 Bed, 2 Baths, 480 SqFt Days Listed: 101
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 30ft.

Incredible opportunity to own a piece of paradise! This waterfront 2 bedroom 1 full bathroom is move in ready. Spacious kitchen with plenty of storage, open floor plan perfect for entertaining. Under house parking and plenty of room for kayaks, grilling, complete with a dock. Wonderful community with community boat ramp, several laundry rooms, oceanside picnic areas, club house, and pet friendly! Oceanfront pavilion where you can enjoy the ocean breeze or watch a sunrise! Perfect for a home away from home or year round living. Enjoy fishing, boating, kayaking, right in your back yard or a take a quick boat ride to the ocean! Newer a/c (2022), impact windows & door.

$599,000
Little Torch Key
Mates Beach   - MM: 28.50
2 Bed, 2 Baths, 912 SqFt Days Listed: 55
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: None

Looking for a simple canal-front retreat with boating access in the Lower Keys? This classic stilted 2-bedroom, 1.5-bath cottage is full of potential for the right buyer. Located in a welcoming community of boating homes, this property offers an open-concept kitchen, dining, and living area that flows out to a covered rear porch--perfect for relaxing and enjoying the peaceful canal views.Though the home is ready for some TLC, it presents a great opportunity to create your own slice of paradise. With direct boating access and 64 of canal front, this could be the Keys getaway youve been waiting for.Conveniently located just a short walk to a waterfront restaurant, close to shopping, and only 30 minutes from the excitement of Key West.Bring your vision and make it yours!

$599,900
Cook Island Key
Cook Island   - MM: 29.00
3 Bed, 3 Baths, 704 SqFt Days Listed: 47
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: None

Oceanfront home on offshore island only accessible by boat. This off grid rustic beachfront bungalow has two bedrooms, two baths, and an additional upstairs loft with panoramic views of Cook Island, Atlantic and Coupon Bight. The house amenities include solar power, generator hookup, hot and cold water from rain collecting cistern, inverter a/c units, permitted septic system. Repairable fully permitted dock, ROGO exemption letter (transferable). Add on 700 more square feet with no problem or build your dream island estate and demo. Once in a lifetime opportunity. Cash only, owner financing considered with large down payment. Additional adjacent acreage available with Coupon Bight preserve water frontage.

$599,999
Big Pine Key
Doctors Arm   - MM: 30.50
3 Bed, 3 Baths, 1,080 SqFt Days Listed: 63
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Davits,Other Dockage

Updated adorable 3 bedroom, 1 bath canal-front home situated in the desirable Doctors Arm neighborhood of Big Pine Key. Enjoy direct, bridge-free access to open water. The property includes approval for a boat lift by the Dept of the Army Corp of Engineers, which can be transferred to the new owner.This home has been tastefully updated, featuring stainless steel appliances, newer electric service, an on-demand hot water heater, impact-resistant windows and doors, and a durable metal roof. The interior is bright and welcoming. Just inside the front door is a nice sized area that would be a perfect TV room along with one bedroom. Just up a few steps to the upper level is more living space with room for a dining table. Just down the hall are two bedrooms and a full updated bathroom.The spacious backyard boasts a spacious deck with an outdoor shower, offering ample space for a pool and plenty of room to relax or entertain.

$600,000
Ramrod Key
Breezeswept Beach Estates   - MM: 27.50
2 Bed, 2 Baths, 1,120 SqFt Days Listed: 137
-14.29% ($100,000) 2 Price Changes : Last Change 12 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: n/a

Nestled in Breezeswept Beach Estates on the Ocean side of the highway for those seeking tranquil waterfront living or escaping the winter snow.Opportunity Awaits, Lots of Potential!Fixer Upper, needs work & not updated. 2 Bedrooms/2 Baths. 1120 Sq. ft. Spacious Open floor plan. Living Dining & Kitchen area with sliding doors to 12 X 28 back covered patio. Wrap around balcony. 40 ft. wide clean canal with boating access has concrete dock and a small boat ramp landing. No home directly across makes canal adds privacy. .Backyard has paver patio, under house has concrete slab. Concrete Driveway in front. Storage Shed on side.Gable Roof, Metal Roof 2018, Dont miss this chance to transform this canal front to your full time or vacation retreat to start enjoying the Keys lifestyle.

$645,000
Cudjoe Key
Venture Out   - MM: 23.00
2 Bed, 2 Baths, 861 SqFt Days Listed: 255
-14.00% ($105,000) 4 Price Changes : Last Change 1 Day Ago
Mobile Home - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 44ft.Concrete

Affordable piece of paradise! Move in ready, open concept, bright and airy, and freshly painted interior! This 2 bedroom 2 bath home is so spacious youll be amazed. It has a very large kitchen and living area that looks out over the canal, with sliding glass doors out on to the newly painted deck. Minisplits in each room that cool, heat and dehumidify! Plus, a 5 stage reverse osmosis water purifier! There is 44 ft of concrete dockage, very generous for this community, and lots of storage underneath the house for all your boating and fishing gear. A large pool, hot tub, and tons of community activities are just a few of the amenities Venture Out has to offer its residents.

$649,000
Duck Key
Village At Hawks Cay   - MM: 61.00
2 Bed, 2 Baths, 900 SqFt Days Listed: 106
-4.28% ($29,000) 1 Price Change : Last Change 56 Days Ago
Townhouse - Active - Waterfront Yes
Side of Island: Ocean - Dockage: Other Dockage,None

This immaculate two-bedroom, two-bath canal-front townhome offers a delightful blend of Florida Keys charm and modern updates. Step inside and be greeted by updated main level flooring, a bright white kitchen with stainless steel appliances, and a spacious living area enhanced by a stylish baluster staircase. Indulge in the Florida lifestyle on your expansive private patio, one of the few that boasts additional square footage. This thoughtfully designed space includes a resurfaced spa/dipping pool with decoratively tiled steps that lead into the refreshing pool waters. Enjoy serene canal views, creating an ideal retreat for relaxation and entertainment. The primary suite is a true retreat, featuring an ensuite bathroom and a bedroom overlooking the tranquil waterway. A guest bedroom with a private balcony provides additional space for family or friends. High ceilings in the bedrooms further enhance the sense of spaciousness. An updated HVAC system, only a couple of years old, offers much more energy-efficiency and peace of mind. This townhome presents a fantastic opportunity for those seeking a relaxed waterfront second or vacation home in the Florida Keys.

$649,900
Key Colony
Misc Key Colony Beach   - MM: 53.50
2 Bed, 2 Baths, 1,076 SqFt Days Listed: 89
-7.14% ($50,000) 1 Price Change : Last Change 20 Days Ago
Half Duplex - Contingent - Waterfront Yes
Side of Island: Ocean - Dockage: Other Dockage37ft.

Welcome to 710 10th Street, a charming canal-front home in the heart of Key Colony Beach. To help visualize this homes floorplan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.This delightful 2-bedroom, 2-bathroom residence offers the perfect blend of comfort, waterfront living, and investment potential.Step inside to find a cozy layout. The living area and kitchen flow together well. This creates a warm space for relaxing and entertaining. The home maintains much of its original charm, with plenty of opportunity to add your own personal touches.Situated on a canal, this property provides direct water access, making it an ideal retreat for boating enthusiasts. The backyard offers endless potential for creating a private outdoor oasis, whether you envision a patio for alfresco dining or a lush tropical garden.Located in the picturesque community of Key Colony Beach, this home allows for weekly rentals, offering a fantastic opportunity to generate income when not in use. Its prime location near local dining, attractions, and recreational activities makes it highly desirable for vacationers seeking the perfect Florida Keys getaway.Whether youre looking for a full-time residence, a vacation retreat, or an income-producing rental property, 710 10th Street is a rare find in one of the most sought-after areas of the Keys.EMD 10% for cash, 1% for financed or 1k minimum whichever is greater.BUYERS AGENT IS TO PAY A $200.00 PLUS SALES TAX OFFER MANAGEMENT FEE AT CLOSING OF ANY ACCEPTED OFFER.OFFERS must be submitted on PropOffers.com

$699,000
Marathon
J. G. Estates   - MM: 59.50
2 Bed, 2 Baths, 1,496 SqFt Days Listed: 5
Mobile Home - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: 60ft.

Looking for a no-frills Florida Keys escape with unbeatable dockage? Welcome to your ultimate fish camp in Grassy Key! This standalone home with no HOA offers instant bay access and quick ocean access from a 60-foot deep-water dock. A large exterior storage building is perfect for all your gear. Inside, the home is spacious and has been updated with new electrical, a new water heater, brand-new doors and windows, and a newer metal roof (2020). Tucked away in the quieter part of Marathon yet easily accessible off US-1, its the ideal weekend retreat for boaters and anglers.

$699,000
Big Pine Key
Port Pine Heights   - MM: 29.00
2 Bed, 2 Baths, 912 SqFt Days Listed: 5
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: n/a

Enjoy canal-front living in peaceful Port Pine Heights, where youre sure to see the diminutive key deer roaming daily. This 2BD/2BA home on a 7,963 sq. ft. corner lot is just two canals away from open water leading to calm, backcountry waters and the Content Keys, as well as the Atlantic for offshore activities. The interior is light and bright with a slight cathedral ceiling; the kitchen and bathrooms are updated, new impact-resistant windows and doors have been installed, and the staircase and entry porch were recently replaced. The large, covered porch is a wonderful spot for relaxing and marveling at the evening sky. The wood dock needs attention, which is reflected in the list price. Located on the open water and offering ever-changing sunsets is the Port Pine Heights Park on Joyce Rd. for owners and residents, a short walk away. Whether youre looking for a 2nd home or planning to become a Keys local, this is an excellent opportunity to purchase a canal-front home under $700,000.

The information being provided by the Florida Keys MLS is exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Data last updated on 06-02-2025.
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