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Florida Keys Waterfront Homes for Sale, Single Family Houses, Open Water, Ocean and Bay / Gulf Views

Total Listings 676
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$1,255,000
Summerland Key
Summerland Key Cove   - MM: 25.00
2 Bed, 2 Baths, 864 SqFt Days Listed: 30
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: Boat Lift60ft.

COASTAL RETREAT in desirable SUMMERLAND KEY COVE situated on a prime canal! Calling all BOATERS that seek deep draft flow-through water - youll be to the Atlantic or Gulf in minutes. Slip away to your Keys retreat - move-in ready! Youll love the remodeled kitchen and baths so you can spend your time splashing in the pool or sipping a cool drink under the tiki. Completely furnished with coastal decor.Lower the 10,000 lb lift from your 60 foot dock and off you go to catch your own lobster, mahi, or crab. Nicely fenced and plenty of storage. Ask me about the local Summerland airstrip - fly in and boat out. Its a dream come true in one of the most sought after communities in the Lower Keys. Come see your perfect getaway.

$1,259,000
Sugarloaf Key
Sugarloaf Shores   - MM: 17.00
3 Bed, 3 Baths, 1,400 SqFt Days Listed: 160
-6.39% ($86,000) 1 Price Change : Last Change 2 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: Concrete

RARE OPPORTUNITY HERE! This home is perfect for a DIY, Flipper or builder. Bring your imagination as its located in very desirable location of Sugarloaf Shores where homes are over 2++ million dollars. It just needs a makeover but has great bones and many things you wont get now. Full 2 car garage with impact doors and shop. Legal downstairs bath. Large lot on 70 wide flow through canal. Bay views. Room for pool. Seller is licensed Florida Broker Assoc.

$1,275,000
Key Largo
Cross Key Waterways   - MM: 103.00
3 Bed, 3 Baths, 1,296 SqFt Days Listed: 88
-1.92% ($25,000) 1 Price Change : Last Change 18 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Boat Lift40ft.Concre

Stunning Stilted 3-Bedroom Home with Bay Access & ElevatorDiscover this beautiful stilted 3-bedroom, 2-bathroom home, perfectly designed for comfort and convenience. Featuring spacious bedrooms with incredible closet space, this home also boasts a large storage room on the ground floor and an elevator for easy access.Located just two canals from the open bay, youll enjoy quick ocean access via Adams Cut--ideal for boating and water enthusiasts. The property offers a fantastic entertaining area, covered parking, and ample space to store your toys and trailer. 40 of seawall with a 20,000LB boat lift in the process of being installed.Dont miss this opportunity to own a waterfront gem in a prime location!

$1,275,000
Key Largo
Lake Surprise Properties   - MM: 106.00
3 Bed, 3 Baths, 1,248 SqFt Days Listed: 345
-3.77% ($50,000) 1 Price Change : Last Change 126 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Davits,Boat Lift60ft

Location, location, location... ideally situated in North Key Largo for boating, fishing, diving, dining, shopping & more. Convenient for commuting. Whether you are seeking a primary residence, vacation getaway, or an investment property, dont miss your opportunity to own this piece of paradise. Lovely 3/2 waterfront pool home located in desirable Lake Surprise Estates. Elevated by concrete columns w/ a spacious ground floor storage room. 60 concrete dock w/ lifts & an addl concrete pad. Easy access to the bay & ocean. Spacious floorplan, vaulted ceilings & tile throughout. Kitchen w/ granite countertops, stainless appliances & an expansive island. Completely fenced, electric gate & lots of room for all your water toys. Simple to maintain salt-water pool, accordion shutters up-stairs & newer metal roof. Large, covered wrap-around patio & 2nd floor porch, perfect for gorgeous sunset views. Plenty of space to enjoy w/ your loved ones.

$1,290,000
Summerland Key
Summerland Key Cove   - MM: 25.00
3 Bed, 3 Baths, 2,246 SqFt Days Listed: 51
-0.69% ($9,000) 1 Price Change : Last Change 7 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: Davits,Boat Slip,Boa

Tropical Boaters Paradise in Exclusive Fly-In Community - Includes a 25ft Mako Boat & Assumable VA Loan!715 Caribbean Dr, Summerland Key - A premier waterfront retreat in the heart of the Florida Keys, offering the ultimate lifestyle for boaters, pilots, and outdoor enthusiasts alike.Nestled in the prestigious Summerland Key Cove, a rare fly-in community with private airport access, this ground-level home is one of the Keys most sought-after waterfront properties. With 60 feet of deep-water canal frontage and no bridges, youll enjoy unrestricted access to open waters, making it perfect for yacht owners and sportfishing enthusiasts.As a boaters bonus, this sale includes a 25ft Mako boat, powered by a Perkins 6-cylinder diesel engine with only 200 hours--ideal for fishing, diving, or island-hopping across the stunning Florida Keys archipelago.One of the rare ground-level homes in the area, this property is wheelchair-accessible, offering effortless convenience. The only elevated section is the panoramic deck, where you can savor breathtaking sunrise and sunset views over the water.The expansive parking area accommodates up to 8 cars, 2 boats, or even an RV, while the large storage shed provides ample space for your golf cart, jet skis, and other water toys. The boat lift, viewing platform, and relaxing deck further enhance the waterfront experience.Your Island Escape AwaitsThough the home could use some cosmetic updates, it is move-in ready, allowing you to add your personal touch while enjoying all the perks of luxury island living.Additional Bonus: This home comes with an assumable VA loan, making it an even more attractive opportunity for qualified buyers!

$1,290,000
Big Pine Key
Cahill Pines & Palms   - MM: 30.00
3 Bed, 3 Baths, 2,168 SqFt Days Listed: 99
-11.03% ($160,000) 2 Price Changes : Last Change 30 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: Davits,Boat Lift120f

Boaters check this out! 120 of canal frontage along a rare 75 wide canal ... quickly and easily find yourself in Pine Channel heading to your favorite fishing and dive spots. The 12,000 sq. ft. double lot has space to tie up multiple boats, davits, a 9,000 lb. floating boat lift, an additional floating dock (apprx. 4x24) and a fish cleaning station. Witness the most breathtaking sunsets, whether youre inside, outside, or on the screened porch overlooking the canal. The 2,168 sq. ft. home provides exceptional living space with a generous dining/living area, three bedrooms, three bathrooms (two of which are ensuite), plus an office/potential 4th bedroom. The primary suite includes a separate sitting area for those moments when you want a little solitude. Features include impact-resistant windows and doors and a porch that wraps around three sides of the house, over 900 sq. ft. of garage space/storage, paver driveway, and a 2,500-gallon supplemental cistern that supplies water for irrigation, the hose, and dock. The double lot provides ample space to add a pool as well as park a boat trailer and/or RV; the tropical landscaping requires little maintenance. Offered fully furnished including the ice machine. Exclusions: artwork and collectibles, personal items, some fishing and dive gear and a few other items in the garage.

$1,290,000
Key Largo
Key Largo Beach Addition   - MM: 100.00
5 Bed, 5 Baths, 2,157 SqFt Days Listed: 57
-9.47% ($135,000) 3 Price Changes : Last Change 2 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 36ft.

Experience waterfront living at its finest in beautiful Key Largo! As you step inside, youre greeted by stunning high vaulted ceilings that set the tone for this spacious home, offering five bedrooms and three bathrooms across 2,157 square feet of thoughtfully designed living space with convenient laundry access on both floors. Enjoy breathtaking ocean views from your living room, bedroom, or while relaxing on your pool deck. The upstairs features three bedrooms and two bathrooms, while the downstairs offers two additional bedrooms and a full bath, plus a versatile recreational space.The heart of this property is its exceptional outdoor area. A large, saltwater pool up to 8ft deep, invites you to bask in the Florida sun, surrounded by a generous pool deck perfect for entertaining or unwinding. Situated on an oversized corner lot with over 42 feet of canal frontage, the lush greenery and ample parking provide plenty of space for your vehicles, toys, and guests. Featuring a single-car garage, metal roof, modern impact windows, doors, and skylight. The modern kitchen, complete with stainless steel appliances, a wine cooler, granite countertops, and a sleek bar top, is perfect for any occasion. Located near Key Largo Park, youll be close to Key Largo Fisheries, schools, shopping, and just an hour to Miami. This is the ultimate Key Largo retreat!

$1,290,000
Little Torch Key
Mates Beach   - MM: 28.50
3 Bed, 3 Baths, 1,500 SqFt Days Listed: 101
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: 35ft.

Discover the perfect balance of comfort, tranquility, and outdoor living with this spacious 1,500 sqft home located on a boating canal in the Lower Florida Keys. Nestled in a quiet neighborhood, this property offers a peaceful retreat while still being just minutes away from all the natural beauty and attractions the Keys have to offer, and 30 minutes from Key West!Inside, youll find generous living space, providing plenty of room to stretch out and make this house your own. Step outside to your very own swimming pool, the perfect spot to unwind after a day on the water or to enjoy sunny Florida afternoons. The propertys canal location offers easy access for boaters, and the ability to lift your boat out of the water with a 10,000 pound boat lift. Allowing you to dock with ease after you take your boat and set out for a day of fishing, exploring, or simply enjoying the stunning waterfront views.The lower enclosure provides plenty of room to store all your tools, pool toys, and outdoor gear, keeping your living spaces organized and clutter-free.With a brand new home, you will enjoy the low insurance rates, as this home is built to the newest building code - minimizing your risk to tropical weathers!COMING SUMMER 2025 - photos of listing do not fully represent dwelling unit, subject to change. Construction process underway. Some build selections may be considered. Seller is licensed FL real estate agent.

$1,295,000
Big Pine Key
Sea View   - MM: 28.00
4 Bed, 4 Baths, 1,940 SqFt Days Listed: 91
-34.43% ($680,000) 1 Price Change : Last Change 44 Days Ago
Single Family - Contingent - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Other Dockage

HUGE PRICE REDUCTION- Seller is ready to move!There are only 2 houses in the over 40 acre Seaview Subdivision and both of them are for sale!Exclusive Open Water Retreat - A Secluded Slice of Paradise -Harken back to what The Florida Keys used to be like when Jimmy first discovered them. Escape to your own private sanctuary with this open-water oasis, perfect for those who cherish solitude and natural beauty. Set on over an acre of pristine land, this property boasts an open water point lot complete with a direct entrance into the ocean ideal for swimming, kayaking, and all your favorite water activities. With your very own canal and lush native vegetation, this property offers an unparalleled connection to nature.At the heart of this idyllic haven lies a 1,940 sq. ft. multi-level home thats both unique and inviting. Featuring 4 bedrooms, 2 baths, and multiple expansive decks, the home seamlessly blends modern comfort with outdoor living. Thoughtful updates include 4 ductless A/C units for tailored climate control and an on-demand water heater for convenience.Indulge in the beauty of nature from sunrise to sunset, with breathtaking sunset views from the point as your daily meditation. For boating and fishing enthusiasts, the property provides direct access to both the ocean and backcountry, making it an adventurers dream. Endless space to store your RVs, trailers and boats.This is an opportunity you wont find again. Whether youre looking for a peaceful retreat, a waterfront playground, or a private residence, this secluded property offers a rare opportunity to live the life Jimmy Buffett sings about and that youve always dreamed of.

$1,295,000
Summerland Key
S Summerland Key Yac   - MM: 25.00
1 Bed, 1 Baths, 1,965 SqFt Days Listed: 30
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Boat RampOther

Seize this rare opportunity to own a prime working waterfront property with exceptional Highway visibility. This unique offering includes two waterfront buildings located at 24931 & 24933 Overseas Highway in Summerland Key, each with separate water, electric, and sewer connections for added flexibility. Situated on a 10,673 SF lot, the property features a 813 SF building, a 1,152 SF building, and a 192 SF utility/storage building for additional space. Additionally, the property includes a private boat ramp, providing convenient water access. Whether youre looking to expand or open a business or invest in a high-exposure location located on the water, this property offers incredible potential. Buyer to verify property rights.

$1,295,000
Plantation Key
Plantation Key Colony   - MM: 90.00
3 Bed, 3 Baths, 1,376 SqFt Days Listed: 31
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: n/a

Enter the Islamorada waterfront game with this fantastic ground level 3-bedroom home, perfectly situated between Tavernier & Snake Creek with direct bay access. Equipped with a brand new metal roof and built above flood to help with insurance costs. Canal side has 50 feet of frontage with a 30-foot concrete dock in good condition and a permit in place to extend the last 20 feet. Perfect Keys weekend retreat or for those looking to make the jump up to waterfront living. Room for a pool. Close to schools and the neighborhood boat ramp. Lock it up just in time for summer!

$1,299,000
Big Pine Key
Whispering Pines   - MM: 30.50
3 Bed, 3 Baths, 1,043 SqFt Days Listed: 5
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: n/a

This newly remodeled 2-bedroom, 1-bathroom home is perfectly positioned on two spacious lots in the heart of Big Pine Key, offering over 20,000 sq ft of land and an incredible 297 feet of waterfront. With 75 feet of concrete dockage and quick access to the ocean via Spanish Harbor Channel, this is a boaters dream come true.Inside, enjoy peace of mind with impact-rated windows and doors, a sturdy metal roof, and stylish modern finishes throughout. Outside, theres plenty of room to expand, entertain, or simply relax and soak in the serene Keys lifestyle.Located just minutes from shopping, dining, and Big Pine Community Park, this home combines privacy and convenience in one of the Lower Keys most desirable neighborhoods.

$1,299,000
Ramrod Key
Breezeswept Beach Estates   - MM: 27.50
3 Bed, 3 Baths, 2,161 SqFt Days Listed: 130
-3.71% ($50,000) 1 Price Change : Last Change 31 Days Ago
Single Family - Contingent - Waterfront Yes
Side of Island: Ocean - Dockage: Davits,Boat Lift

Wake up to the breathtaking beauty of Ramrod Key in this extraordinary multi-level coastal retreat. This meticulously designed home offers a harmonious blend of elegance, convenience, and the tranquil charm of oceanfront living. With its captivating views and thoughtful amenities, its an ideal sanctuary for those who cherish the sea. Upon entering, youll be greeted by a spacious living room bathed in natural light. Patio access invite the outdoors in, creating a seamless connection between interior comfort and exterior beauty. The adjacent dining area sets the stage for memorable meals and lively conversations. The open-concept kitchen is a chefs delight with ample counter prep space and breakfast bar overlooking the living room. The main floor accommodates two well-appointed guest bedrooms, each featuring impact doors that lead to private balconies and an expansive entertaining deck. Whether youre enjoying morning coffee or stargazing at night, these spaces offer serene escapes. A modern full bathroom with water closet serves this level, combining luxury with practicality. Ascending to the second floor, youll discover the ultimate retreat--the primary suite. This luxurious space boasts a generously sized en suite bathroom with double sinks, updated shower, and a spacious walk-in closet. Impact doors open onto a sunning deck, where youll be mesmerized by panoramic ocean and salt pond views. A second-floor loft landing leads to an additional private balcony, perfect for quiet reflection or soaking in the natural surroundings. Outside, the property truly shines. A 10K boat lift, kayak launch, davit, and concrete dock offer unparalleled access to open waters, making this a haven for boating and fishing enthusiasts. Ample downstairs storage ensures room for all your outdoor equipment, while thoughtfully designed indoor and outdoor entertaining areas. A one-car garage and ample parking add convenience. Dont miss your chance to own a piece of paradise.

$1,299,000
Cudjoe Key
Cutthroat Harbor Estates   - MM: 23.00
4 Bed, 4 Baths, 2,448 SqFt Days Listed: 160
-3.71% ($50,000) 1 Price Change : Last Change 22 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 50ft.Concrete

This stunning 4 bedroom, 3 bathroom canal front home offers the perfect blend of functionality and luxury. With 2,448 Sq. Ft. of living space this home is perfect for large familys, the property features an expansive covered balcony on both floors and a large kitchen / dining room for entertaining. The updated bathrooms and spacious master suite provide a comfortable retreat, while the exterior offers plenty of space for off-street parking and room for a pool. There is a downstairs enclosure for extra storage. Great water access to the Gulf and Atlantic. Awesome restaurants and bars within walking distance. Bring your boat and come enjoy the Florida Keys!

$1,299,000
Cudjoe Key
Cudjoe Gardens   - MM: 21.00
3 Bed, 3 Baths, 1,361 SqFt Days Listed: 69
-4.42% ($60,000) 1 Price Change : Last Change 11 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: n/a

Nestled in one of the Lower Keys most coveted boating communities, this meticulously renovated 3 bedroom 2 bathroom coastal retreat is more than just a home...its a gateway to endless aquatic adventures. Situated on a deep-draft, flow-through canal with direct access to both the Atlantic and Gulf, this property is a dream for fishing, diving, and island-hopping enthusiasts. The brand-new concrete dock is built for the serious boater, ensuring effortless departures for your next adventure. Step inside to find a seamless blend of modern elegance and island charm. The light-filled, open-concept living space is adorned with custom tile flooring throughout, sleek quartz countertops, and premium stainless steel appliances, creating an ambiance that is both stylish and functional. The spacious guest bedrooms offer plenty of room for family and friends, while the serene primary suite serves as a private retreat, complete with a spa-like ensuite bath. Designed for both beauty and resilience, this CBS-constructed home features impact windows and doors, giving you peace of mind during any season. Beyond your backyard paradise, Cudjoe Gardens Marina is just steps away, offering a full-service experience with a large boat ramp, fuel dock, convenience store, and the beloved Bent Prop Restaurant & Bar--perfect for enjoying a sunset cocktail after a day on the water.Whether youre seeking a full-time residence or the ultimate vacation getaway, this home delivers luxury, convenience, and some of the best boating access in the Lower Keys. Dont miss your chance to own this waterfront gem.

$1,299,000
Little Torch Key
Jolly Roger Estates   - MM: 28.50
3 Bed, 3 Baths, 2,392 SqFt Days Listed: 435
-25.77% ($451,000) 4 Price Changes : Last Change 110 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: 80ft.

Spacious canal front home in desirable Jolly Roger Estates on Little Torch Key! No details were spared in the recent renovation transformation, resulting in impeccable design and comfort, and the result is a serene and comforting destination, perfect for family getaways or as an income generating investment property. Kitchen updates include stainless steel appliances and granite countertops, making for a wonderful culinary experience. The split floor plan allows for tranquil privacy in both lower bedrooms. The spacious loft overlooks the living area and adds versatility and extra space for family or guests. Structural features include impact doors and windows throughout, and sturdy metal roof. An 80 dock (newly renovated with swim ladder) ensures plenty of room for your boat and there are no bridges to open water, making for a quick trip to world class fishing, diving and Looe Key Reef. Relax and enjoy the clear, clean flow-through canal view from the covered porch or the tiki hut. Owner financing will be considered.

$1,299,000
Long Key
Long Key Estates   - MM: 68.00
3 Bed, 3 Baths, 1,607 SqFt Days Listed: 72
-5.53% ($76,000) 1 Price Change : Last Change 22 Days Ago
Single Family - Contingent - Waterfront Yes
Side of Island: Ocean - Dockage: Boat Lift60ft.Concre

Experience this beautifully renovated waterfront residence, where modern coastal design meets functional elegance. Situated along a serene oceanside canal, this home offers a spacious terrace with partial Gulf views, creating an inviting outdoor living space. Inside, meticulous updates include quartz countertops, luxury vinyl plank flooring, recessed lighting, and Calacatta marble-tiled showers. The interior staircase leads to the main living area, which features an open-concept kitchen, living room, three bedrooms, a bonus office or guest room, and two full bathrooms. Step outside to the generous covered porch and take in the tranquil canal views with a backdrop of the picturesque bay. The property includes 60 feet of protected concrete dockage, complete with a 20,000 lb. boat lift, providing swift boating access to both the Atlantic Ocean and the Gulf of Mexico. New impact windows, doors and roof in 2018. Additionally, a versatile flex space on the lower level offers potential for a home gym, storage, anglers room or additional entertainment space. This refined coastal retreat seamlessly blends luxury and convenience, inviting you to make it your own.

$1,299,000
Summerland Key
Summerland Key Cove   - MM: 25.00
3 Bed, 3 Baths, 1,380 SqFt Days Listed: 75
-7.21% ($100,900) 3 Price Changes : Last Change 11 Days Ago
Single Family - Active - Waterfront Yes
Side of Island: Ocean - Dockage: Boat Lift

The COPPER TOP - Solid construction with a metal roof located on a beautiful flow-through canal in Summerland Key Cove. This 3 bedroom, 2 bath home checks all the boxes. Youll love the modern remodeled kitchen with vaulted ceilings in the living area, tiled floors throughout and a screened in balcony that allows you to open up the house and enjoy the breezes. Furnished for your convenience so you can be fishing in no time.Downstairs the amenities include a tiki, boat lift and you even have your own boat ramp! Plenty of room for parking under the house or in the yard - room for an RV. 10,000 pound boat lift installed in 2024. Outdoor shower. A concrete block storage room holds your gear.Dont miss the boat on this one!

$1,299,000
Big Pine Key
Kyle Dyre   - MM: 28.00
3 Bed, 3 Baths, 1,440 SqFt Days Listed: 47
Single Family - Active - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Concrete

Enjoy your morning coffee taking in views of the Bay, and watching the boat traffic go by on your large covered deck. In the evening, enjoy a cocktail while watching the sunset. There is approximately 210 feet of concrete seawall to park your boats and water toys. This meticulously maintained home has a metal roof, impact doors and windows, newer A/C, and many updates. Low flood insurance premium. Sellers prefer afternoon showing appointments. No pets allowed in the house on showings.

$1,300,000
Plantation Key
Venetian Shores   - MM: 86.00
5 Bed, 5 Baths, 2,240 SqFt Days Listed: 62
-7.14% ($100,000) 1 Price Change : Last Change 30 Days Ago
Single Family - Contingent - Waterfront Yes
Side of Island: Bay/Gulf - Dockage: Other Dockage

Looking for a home to accommodate you and your guests? This concrete construction property features three bedrooms and two baths on the upper level. Lower level offers two bedrooms and one bath, plus a waterfront screen porch, open floor plan, legally permitted enclosure with a living area that includes a kitchenette, plus living room. Plenty of storage with attached workshop/garage. Located on a plugged canal in Venetian Shores, there is a marina available for lease dockage monthly depending on availability.

The information being provided by the Florida Keys MLS is exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Data last updated on 04-29-2025.
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